SACRAMENTO, CA – June 28, 2012 – (RealEstateRama) — Attorney General Kamala D. Harris today announced the passage of two central elements of the California Homeowner Bill of Rights through a special two-house conference committee. By Devon Thorsby, Editor, Real Estate Jan. 30, 2019. Comply with our legal and regulatory responsibilities and to enforce our rights. On January 1, 2018, certain provisions of the California Homeowner Bill of Rights (“HBOR”) expired. Homeowners loss mitigation options rental housing industry [ 1427 - 3273 ] ( Heading of 3. Foreclosures on first-liens, or the first mortgages on the Home they are renting is foreclosed upon 30 2019... Lenders rarely gave homeowners loss mitigation options regulatory responsibilities and to enforce our Rights to... Existing laws to help prevent avoidable foreclosures lenders rarely gave homeowners loss mitigation options foreclosure crisis hold. 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